Privacy Policy
Effective from January 1, 2026
At Xedvoni SpA, we are committed to protecting the personal information of our users in accordance with Law 19,628 on the Protection of Private Life and other applicable regulations in Chile. This policy describes how we collect, use, and safeguard your data in the context of our real estate crowdlending platform.
1. Data Controller
The data controller is Xedvoni SpA, with Tax ID (RUT) 77.482.319-6, domiciled at Av. Apoquindo 4700, Office 1203, Las Condes, Santiago, Chile. For data protection inquiries, you may contact us at privacidad@xedvoni.com.
Xedvoni operates as a real estate crowdlending platform under the supervision of the Financial Market Commission (CMF) and complies with the provisions of the Chilean regulatory framework for collective financing platforms.
2. Data We Collect
We collect personal identification data (full name, Tax ID, address, email, phone), financial data necessary for investor verification (banking information, investment history), and browsing data (IP address, device type, cookies).
Within the framework of due diligence processes required by anti-money laundering regulations (Law 19,913), we may request additional documentation such as proof of address, source of funds, and sworn statements regarding the origin of assets.
3. Purposes of Data Processing
Your personal data is processed to manage your platform account, process your investments in real estate projects, comply with legal and regulatory obligations, and communicate relevant information about your investments and the projects you participate in.
Additionally, we use anonymized data for statistical analysis that allows us to improve our services, optimize project selection, and develop new functionalities that benefit our investor community.
4. Legal Basis for Processing
The processing of your data is based on the execution of the service agreement you accept upon registering on our platform, compliance with legal obligations before the CMF and the Internal Revenue Service (SII), and your express consent for commercial communications.
For financial and due diligence data, the legal basis is compliance with Law 19,913 on money laundering and terrorism financing, as well as circulars issued by the CMF applicable to collective financing platforms.
5. Data Sharing
We share your data exclusively with entities necessary for the platform's operation: financial institutions for transaction processing, the CMF in compliance with regulatory requirements, and technology providers operating under strict confidentiality agreements.
We do not sell, rent, or share your personal information with third parties for marketing purposes. Any data transfer to service providers is carried out under contracts that guarantee a level of protection equivalent to what we offer.
6. International Transfers
Some of our technology providers may process data outside Chile. In such cases, we implement appropriate safeguards, including standard contractual clauses and verification that the destination country has adequate levels of protection according to Chilean regulatory standards.
We will inform you in advance if your data needs to be transferred to jurisdictions that do not offer a comparable level of protection, and we will request your explicit consent when legally required.
7. Data Subject Rights
You have the right to access, rectify, cancel, and object to the processing of your personal data (ARCO rights), in accordance with Chilean legislation. You may exercise these rights by sending a request to privacidad@xedvoni.com with a copy of your identity document.
We will respond to your request within a maximum of 15 business days. If you maintain active investments, certain data must be retained by legal obligation even after account cancellation, for the periods established by applicable regulations.
8. Security and Retention
We implement technical and organizational security measures in line with financial industry standards, including data encryption in transit and at rest, multi-factor authentication, and continuous access monitoring.
Personal data is retained for the duration of your relationship with the platform and, subsequently, for the periods required by tax regulations (6 years) and financial regulatory requirements (10 years) applicable in Chile. After these periods, data is securely deleted.